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CHEMURTO MICRO-ENTERPRISE LTD

Shop Smart.
Shop CHEMURTO.
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🛒 Duka Mlangoni

Bidhaa bora, bei nafuu, hadi kwako.

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🔥 Popular on CHEMURTO

📦 Already contacted CHEMURTO?
🏪 SELL WITH CHEMURTO

Have a shop or products to sell?

Join the CHEMURTO Marketplace. Submit your shop details and one product for review. Nothing goes public until CHEMURTO verifies and approves it.

✨
Brand-New ProductsCHEMURTO can sell completely new stock — not only second-hand goods.
📱
New Phones & ElectronicsPublish new phones, TVs, accessories and electronics as your stock grows.
🚚
Makutano DeliveryDelivery is available within Makutano Town; other locations are negotiable.
💬
Easy OrderingCustomers can ask about price, availability and delivery directly.

🔥 Today's CHEMURTO Deals

Fresh opportunities for shoppers — selected products with attractive prices.

Deals will appear here as soon as approved items are published.

🛒 CHEMURTO Online Deals

Popular products available to order through CHEMURTO. Supplier and partner fulfilment is handled behind the scenes.

🛒 Online Deals will appear here as CHEMURTO-approved products are added.

⭐ Verified CHEMURTO Sellers

Discover local businesses that have been reviewed and approved by CHEMURTO.

Verified seller shops will appear here as businesses join CHEMURTO.

🤝 Why businesses partner with CHEMURTO

Built to help local businesses showcase products and connect with customers.

CHEMURTO BUSINESS HUB

Turn your products into new customer opportunities.

List your products, build a verified business presence and receive direct customer inquiries through the CHEMURTO Marketplace.

📣 Reach local customersPut your products in front of shoppers browsing CHEMURTO.
✅ Build trustApproved businesses can receive a CHEMURTO Verified Seller badge.
📱 Direct inquiriesCustomers can ask about products, prices and availability.
🚚 Local deliveryOffer delivery within Makutano Town and negotiate other locations.
🔎 Can't find what you're looking for?Tell CHEMURTO what product you need and we'll help you look for it.

🔥 Latest CHEMURTO Items

Browse products, compare prices and add what you need to your cart.
0 items
🛡️
Shop with confidenceItem condition and pricing are displayed clearly before you contact CHEMURTO.
🚚
Makutano deliveryDelivery is available within Makutano Town. Other locations can be negotiated.
💬
Easy to orderSend an inquiry or WhatsApp CHEMURTO and our team will respond.

🛍️ Products from this shop

🛡️ CHEMURTO Verified Seller — This business has been reviewed and approved by CHEMURTO. Product availability, pricing and delivery should still be confirmed with the seller before purchase.
CHEMURTO MICRO-ENTERPRISE LTD
Makutano Sebit Plaza 1st floor • Quality products • Friendly service
For staff: use the 🔐 Staff Login button above.
🛒 Added to your cart
Recorded by: Every new record will carry the selected staff name.

Welcome back, CHEMURTO! 👋

Your CHEMURTO performance at a glance

Live • Supabase synced
ACTIVE LOANS
0
Loans not yet fully paid • Tap to view →
TOTAL DISBURSED
KSh 0
Principal issued
OUTSTANDING
KSh 0
Current amount still owed • Tap to view loans →
OVERDUE
KSh 0
Amount requiring follow-up • Tap to view →
🏢 CHEMURTO OVERALL PERFORMANCE
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NO LOAN DATA
All CHEMURTO loans + verified payments are included.
CUSTOMERS
0
Open customer records →
PENDING APPLICATIONS
0
Applications under review →
OVERDUE LOANS
0
Open Collections Center →

⚠️ Attention required

0 overdue loan(s)
0 application(s) under review
KSh 0 total outstanding
CHEMURTO CONTROL TIP

Watch the red numbers first.

Overdue loans need collection follow-up. Pending applications need manager review. Your performance badge updates automatically as payments are recorded.

TEAM PERFORMANCE

How the team is performing

Based on payments collected against the loan value recorded by each staff member.
Loading team performance…

Quick actions

System status

STAFF SUPPORT

Need help with CHEMURTO?

Staff can call the manager directly if they experience a system, customer, loan, payment, or application issue.

MANAGER SUPPORT — LINE 1 0792 928 282 MANAGER SUPPORT — LINE 2 0792 929 209

Staff Support

CHEMURTO MANAGER SUPPORT

Call the manager if you need help

For system problems, customer records, loan applications, payments, approvals, documents, or any other CHEMURTO issue, contact the manager.

MANAGER SUPPORT — LINE 1 0792 928 282 MANAGER SUPPORT — LINE 2 0792 929 209
CHEMURTO M-Pesa Till: 6699257 — use the CHEMURTO Till for loan repayments and processing-fee payments.
CHEMURTO COMMERCE

📦 Customer Orders

Manage orders placed through the CHEMURTO customer storefront.
Loading orders…
CHEMURTO MICRO-ENTERPRISE LTD

🛍️ CHEMURTO Marketplace

Shop phones, electronics, household items, furniture, motorcycles, clothing and more. Quality items, clear prices and a simple way to ask before you buy.

🚚 Delivery available in Makutano Town Other locations: delivery can be negotiated with CHEMURTO before purchase.

Featured items

Fresh CHEMURTO listings — tap an item to ask about it.

0 items
Loading the CHEMURTO shop…
🔍
Clear item detailsCondition, price and category are shown before you contact us.
🚚
Makutano deliveryDelivery is available within Makutano Town. Other areas are negotiable.
💬
Ask before buyingSend your name and phone number and CHEMURTO will follow up.
Published0
Reserved0
Sold0
Inquiries0

Marketplace Inventory

Draft → review → published → reserved → sold
ItemSourcePriceStatusLocationActions
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📩 Buyer inquiries

DateItemBuyerPhoneMessageStatus
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Customers

Duplicate protection checks phone number and ID/Passport before saving a new customer.
Take a clear photo of the customer. You can update it later from the customer profile.
Add ID/passport or other customer document photos now. If you forget, the customer profile will show Missing — Add documents.

Loans

Loan creation is controlled by approved applications. For new lending, start in Applications. Loans above KSh 5,000 require the KSh 500 processing fee paid to Till 6699257 before manager approval. The old direct loan form is intentionally blocked.
Use this when an existing customer has already received a new loan and the previous loan is completed. The new loan is recorded separately.
LoanCustomerPrincipalRate typeInterestTotalPaidBalanceDueStatusRecorded by (Application Staff)

Payments

Select the staff member who actually collected/followed up this repayment. This person receives the collection credit and commission.

Payment Verification

DateCustomerLoanAmountMethodReferenceCollected bySubmitted byStatus / Action
DateCustomerLoanAmountMethodReferenceCollected byRecorded by

Collateral

Take a clear photo of the actual collateral item. The photo is stored with this collateral record.
CustomerLoanItemValueIdentifierPhotoStatusRecorded by

Loan Applications

CHEMURTO M-Pesa Till: 6699257
All processing-fee payments and loan repayments should be made to this Till. Keep the M-Pesa transaction/reference number for recording. Loans above KSh 5,000 require a KSh 500 processing fee before manager approval.
Application flow: submit application → customer pays required processing fee → record M-Pesa reference → manager reviews documents → manager approves/declines → approved application becomes eligible for loan creation.
Processing fee will be calculated automatically.
DateCustomerRequestedProcessing feeFee referenceDocumentsStatusRecorded byAction

Manager Loan Review

Manager only: Review signed documents and confirm the processing fee before approving. Approval does not create the loan yet. After approval, use Create Loan to set the interest and due date.

🆕 Recently Recorded New Loans

Checking...
Already-disbursed loans recorded for existing customers. Confirm them here after checking the customer, amount and processing-fee details. Until you confirm a loan, it stays Pending Confirmation and does not count as an active loan.
DateCustomerLoanPrincipalTotal repaymentFeeStatusAction
DateCustomerRequestedProcessing feeDocumentsStatusDecision / Loan

Collections Center

Overdue policy: Starting the day after the due date, a penalty of 2% of the outstanding balance per day applies. The customer must choose whether to renew/top-up or continue with the penalty.
CustomerLoanBalancePenaltyTotal dueDueDays overdueCustomer decisionAction

Reports

Business summary

Data safety

Export a backup before making major changes. You can also restore a previously exported CHEMURTO JSON backup.

Performance

Customers0
Total loan valueKSh 0
CollectedKSh 0
OutstandingKSh 0
CHEMURTO overall performance0.0%

CHEMURTO Expenses

Manager only: Record every genuine CHEMURTO business expense here. These expenses are subtracted from earned loan income to calculate the net profit shown on the dashboard.
Expense records are currently kept on this manager device and included in CHEMURTO backup exports. We can move this ledger into Supabase later for multi-device synchronization.

This week

IncomeKSh 0
ExpensesKSh 0
Net profitKSh 0

This month

IncomeKSh 0
ExpensesKSh 0
Net profitKSh 0
EXPENSE LEDGER

Recorded business spending

DateCategoryDescriptionAmountRecorded by

Manager Report

CHEMURTO PROFIT & LOSS

What CHEMURTO actually earned

This week — incomeKSh 0
This week — expensesKSh 0
This week — net profitKSh 0
This month — net profitKSh 0
CHEMURTO accounting rule: cash collected is not the same as profit. Principal recovery returns lending capital. Realized profit = interest actually received + penalties actually received + separately paid processing fees − recorded business expenses. Future interest and unpaid penalties stay in the projection until the customer actually pays them.
STAFF PAYROLL & REWARDS

Monthly staff reward calculator

Base salary + verified collection commission. Weekly and monthly loans are shown separately.
Manager view: track work recorded by each active staff member on this device.
StaffStatusCustomersLoansPaymentsApplicationsCollateralLoan performance

Recent staff activity

DateStaffActivityCustomerAmount

Staff Management

Manager only: add or deactivate staff profiles. Deactivated profiles cannot be selected for new records on this device.

Important: CHEMURTO V3.0 uses Supabase for secure online authentication and shared staff records. Manager controls are synchronized with the online database.
NameRoleStatusAction

📂 Documents & collateral

⚡ CHEMURTO FLASH SALE

Special offers available now — limited deals from CHEMURTO.

📣 Market This Item

Share the product to customers and your social platforms.